民营企业拓宽融资渠道的对策研究——浙江省民营企业融资现状调查分析.doc

本科优秀毕业论文

目 录
摘要 1
Abstract 1
引言 2
1 基本概念与理论分析 2
1.1中小企业和民营企业 2
1.2融资相关概念介绍 3
1.3企业上市的条件规定 4
2 浙江省民营企业融资现状调查分析 5
2.1浙江省总体情况介绍 5
2.2浙江省民营企业的融资情况调查 6
2.3浙江省民营企业对政府扶持力度的看法调查 10
2.4浙江省民营企业自身问题情况调查 10
3 “融资难”问题的原因分析 11
3.1政府方面存在的问题 11
3.2银行方面存在的问题 12
3.3企业方面存在的问题 14
4 解决“融资难”问题的措施建议 16
4.1政府应从规范融资渠道等方面来改善融资环境 16
4.2银行应从贷款政策等方面来支持民营企业的发展 18
4.3民营企业应从加强财务信息披露等方面来提升自身素质 19
结论 21
参考文献 22
致谢 23
 
民营企业拓宽融资渠道的对策研究
                ——浙江省民营企业融资现状调查分析

摘要：我国的民营企业经过几十年的发展壮大，在国民经济中占据了重要地位。然而“融资难”日益成为限制民营企业进一步发展的瓶颈问题。本文从浙江省民营企业出发，首先论述了浙江省民营企业融资现状及存在的一些问题；然后，分别从政府、银行、企业三个角度分析了“融资难”问题的来源，其中重点剖析了政府体制政策、银行贷款政策及服务、民营企业信用问题等几个方面；文章最后提出了相关部门应如何拓宽融资渠道，解决民营企业“融资难”问题。
关键词：民营企业；融资渠道；浙江省

Research about Broadening Financing Channels of Private Enterprise’s Circulating Funds
    —Analysis of Present Situation about Private Enterprise in Zhejiang

Abstract: Through several dozens of years’ growing, our country's private enterprise has become stronger, which has occupied the important status in the national economy. However, the “financing difficulty”, which limits private enterprise’s further development, has become the bottleneck question day by day. This article embarks from the private economy in Zhejiang province. Firstly, it elaborated the financial present situation and some questions. Then, from the angles of government, bank and private enterprise, it analyzed the question’s origin separately; it emphasized on the government’s system policy, the bank’s loan policy and service, as well as the private enterprise’s own credit question, etc. Finally, the article proposed some solutions to broadening the financing channels.
Key words: Private Enterprise; Financing Channel; Zhejiang Province